/* FinanceTools.pt — Crédito Habitação · Estilos · 2026 */

:root{
  --bg:#07101f;--card:#0d1b30;--border:rgba(255,255,255,.07);
  --teal:#00E5C8;--teald:#0DB39E;--gold:#F0B429;--purple:#818CF8;
  --pink:#F472B6;--green:#34D399;--muted:#6b7e96;--fg:#e8edf5;
  --r:12px;
}
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:'DM Sans',sans-serif;background:var(--bg);color:var(--fg);
  overflow-x:hidden;
  background-image:radial-gradient(rgba(0,229,200,.035) 1px,transparent 1px);
  background-size:40px 40px}
h1,h2,h3,h4,h5{font-family:'Syne',sans-serif}

/* NAV */
.nav{position:fixed;top:0;left:0;right:0;z-index:100;
  background:rgba(7,16,31,.94);backdrop-filter:blur(24px);
  border-bottom:1px solid var(--border)}
.nav-i{max-width:1100px;margin:0 auto;padding:0 20px;height:60px;
  display:flex;align-items:center;justify-content:space-between}
.logo{display:flex;align-items:center;gap:8px;text-decoration:none}
.logo-icon{width:30px;height:30px;border-radius:8px;
  background:linear-gradient(135deg,var(--teal),var(--teald));
  display:flex;align-items:center;justify-content:center}
.logo-text{font-family:'Syne',sans-serif;font-weight:800;font-size:1rem;color:var(--fg)}
.nav-menu{display:flex;align-items:center;gap:2px}
.nav-a{font-size:.83rem;color:var(--muted);text-decoration:none;padding:7px 10px;border-radius:7px;transition:color .15s,background .15s}
.nav-a:hover,.nav-a.active{color:var(--fg);background:rgba(255,255,255,.05)}
.dd-wrap{position:relative}
.dd-trigger{display:flex;align-items:center;gap:3px;font-family:'DM Sans',sans-serif;font-size:.83rem;color:var(--muted);background:none;border:none;cursor:pointer;padding:7px 10px;border-radius:7px;transition:color .15s,background .15s}
.dd-trigger:hover,.dd-trigger.btn-open{color:var(--fg);background:rgba(255,255,255,.05)}
.dd-trigger svg{transition:transform .2s}
.dd-trigger.btn-open svg{transform:rotate(180deg)}
.dd-menu{position:absolute;top:calc(100% + 8px);left:50%;transform:translateX(-50%) translateY(-4px);background:rgba(8,18,34,.98);border:1px solid rgba(0,229,200,.12);border-radius:12px;padding:6px;min-width:200px;opacity:0;pointer-events:none;visibility:hidden;transition:opacity .15s,transform .15s,visibility .15s;backdrop-filter:blur(24px);box-shadow:0 16px 48px rgba(0,0,0,.5);z-index:200}
.dd-menu.dd-open{opacity:1;pointer-events:auto;visibility:visible;transform:translateX(-50%) translateY(0)}
.dd-label{display:block;font-family:'Syne',sans-serif;font-size:.6rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--muted);padding:5px 10px 3px}
.dd-menu hr{border:none;border-top:1px solid rgba(255,255,255,.04);margin:4px 0}
.dd-item{display:flex;align-items:center;gap:8px;padding:7px 10px;border-radius:7px;text-decoration:none;color:var(--muted);font-size:.81rem;transition:background .1s,color .1s}
.dd-item:hover,.dd-item.active{background:rgba(0,229,200,.07);color:var(--fg)}
.dd-ico{width:24px;height:24px;border-radius:6px;display:flex;align-items:center;justify-content:center;flex-shrink:0}
#hbg{display:none;background:none;border:none;cursor:pointer;color:var(--muted);padding:6px}
#mob{display:none;background:rgba(7,16,31,.98);backdrop-filter:blur(24px);border-bottom:1px solid var(--border)}
#mob.open{display:block}
.mob-sec{padding:6px 20px}
.mob-lbl{display:block;font-family:'Syne',sans-serif;font-size:.6rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--muted);padding:9px 0 4px}
.mob-a{display:flex;align-items:center;gap:8px;padding:8px 0;font-size:.85rem;color:var(--muted);text-decoration:none;border-bottom:1px solid rgba(255,255,255,.03);transition:color .15s}
.mob-a:hover,.mob-a.active{color:var(--fg)}
.mob-cta{padding:10px 20px 16px}

/* UTILS */
.wrap{max-width:1100px;margin:0 auto;padding:0 20px}
.badge{display:inline-flex;align-items:center;gap:4px;background:rgba(0,229,200,.06);border:1px solid rgba(0,229,200,.16);color:var(--teal);font-family:'Syne',sans-serif;font-size:.63rem;font-weight:700;letter-spacing:.07em;text-transform:uppercase;padding:3px 9px;border-radius:100px}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:6px;font-family:'Syne',sans-serif;font-weight:700;font-size:.85rem;border-radius:9px;padding:11px 20px;cursor:pointer;text-decoration:none;border:none;transition:all .15s}
.btn-p{background:linear-gradient(135deg,var(--teal),var(--teald));color:#060f1e}
.btn-p:hover{transform:translateY(-1px);box-shadow:0 6px 20px rgba(0,229,200,.22)}
.btn-g{background:transparent;border:1.5px solid rgba(0,229,200,.2);color:var(--teal)}
.btn-g:hover{background:rgba(0,229,200,.05);border-color:rgba(0,229,200,.4)}
.divider{height:1px;background:linear-gradient(90deg,transparent,rgba(0,229,200,.09),transparent)}

/* HERO */
.page-hero{padding:96px 0 40px;text-align:center}
.breadcrumb{display:flex;align-items:center;justify-content:center;gap:6px;font-size:.74rem;color:var(--muted);margin-bottom:18px;flex-wrap:wrap}
.breadcrumb a{color:var(--muted);text-decoration:none}
.breadcrumb a:hover{color:var(--teal)}

/* SIMULATOR */
.sim-wrap{padding:28px 0 72px}
.sim-grid{display:grid;grid-template-columns:320px 1fr;gap:28px;align-items:start}
@media(max-width:800px){.sim-grid{grid-template-columns:1fr}}

/* FORM */
.fpanel{background:var(--card);border:1px solid var(--border);border-radius:16px;overflow:hidden;position:sticky;top:76px}
.fpanel-body{padding:22px}
/* field */
.field{margin-bottom:18px}
.field:last-of-type{margin-bottom:0}
.field-label{font-size:.74rem;color:var(--muted);margin-bottom:7px;display:flex;justify-content:space-between}
.field-label strong{font-family:'Syne',sans-serif;font-weight:700;color:var(--fg);font-size:.78rem}
.inp-wrap{position:relative}
.inp-wrap .sym{position:absolute;top:50%;transform:translateY(-50%);color:var(--muted);font-size:.82rem;pointer-events:none}
.inp-wrap .sym-l{left:11px}
.inp-wrap .sym-r{right:11px}
.inp-wrap input{width:100%;background:rgba(0,0,0,.25);border:1px solid var(--border);border-radius:9px;padding:10px 38px 10px 32px;color:var(--fg);font-family:'DM Sans',sans-serif;font-size:.9rem;outline:none;transition:border-color .15s;-moz-appearance:textfield}
.inp-wrap input.no-l{padding-left:13px}
.inp-wrap input.no-r{padding-right:13px}
.inp-wrap input::-webkit-outer-spin-button,.inp-wrap input::-webkit-inner-spin-button{-webkit-appearance:none}
.inp-wrap input:focus{border-color:rgba(0,229,200,.35)}
input[type="range"]{width:100%;-webkit-appearance:none;height:3px;background:rgba(0,229,200,.14);border-radius:3px;outline:none;cursor:pointer;margin-top:9px;border:none;padding:0}
input[type="range"]::-webkit-slider-thumb{-webkit-appearance:none;width:15px;height:15px;border-radius:50%;background:linear-gradient(135deg,var(--teal),var(--teald));cursor:pointer;box-shadow:0 1px 4px rgba(0,229,200,.3)}
input[type="range"]::-moz-range-thumb{width:15px;height:15px;border:none;border-radius:50%;background:var(--teal);cursor:pointer}
.rl{display:flex;justify-content:space-between;font-size:.63rem;color:var(--muted);margin-top:3px;opacity:.6}
/* montante pill */
.mont{display:flex;justify-content:space-between;align-items:center;background:rgba(0,229,200,.04);border:1px solid rgba(0,229,200,.09);border-radius:8px;padding:9px 12px;margin-top:14px}
.mont span{font-size:.74rem;color:var(--muted)}
.mont strong{font-family:'Syne',sans-serif;font-weight:700;color:var(--teal);font-size:.8rem}
/* divider in form */
.fdiv{height:1px;background:var(--border);margin:18px 0}
/* small label */
.slabel{font-size:.68rem;font-family:'Syne',sans-serif;font-weight:700;text-transform:uppercase;letter-spacing:.07em;color:var(--muted);margin-bottom:10px;display:flex;align-items:center;gap:6px}
/* euribor */
.euri{display:flex;align-items:center;gap:9px;background:rgba(0,229,200,.04);border:1px solid rgba(0,229,200,.1);border-radius:9px;padding:9px 12px;margin-bottom:10px}
.edot{width:6px;height:6px;border-radius:50%;background:var(--teal);flex-shrink:0;animation:ep 2s ease infinite}
@keyframes ep{0%,100%{box-shadow:0 0 0 0 rgba(0,229,200,.5)}60%{box-shadow:0 0 0 4px rgba(0,229,200,0)}}
.eval{font-family:'Syne',sans-serif;font-size:.88rem;font-weight:800;color:var(--teal)}
.emeta{font-size:.62rem;color:var(--muted);margin-top:1px}
.esel{background:rgba(0,229,200,.06);border:1px solid rgba(0,229,200,.16);color:var(--teal);font-size:.68rem;border-radius:6px;padding:4px 7px;font-family:'Syne',sans-serif;font-weight:700;outline:none;cursor:pointer;-webkit-appearance:none;margin-left:auto}
.esel option{background:#0a1424}
/* rate tabs */
.rtabs{display:flex;gap:3px;margin-bottom:8px}
.rtab{flex:1;font-family:'Syne',sans-serif;font-size:.68rem;font-weight:700;padding:6px 4px;border-radius:7px;border:1px solid var(--border);background:transparent;color:var(--muted);cursor:pointer;text-align:center;transition:all .14s}
.rtab.active{background:rgba(0,229,200,.08);border-color:rgba(0,229,200,.25);color:var(--teal)}
/* spread pill */
.sbd{background:rgba(0,0,0,.2);border:1px solid var(--border);border-radius:8px;padding:9px 12px;display:none;margin-top:6px}
.sbd.show{display:block}
.sbr{display:flex;justify-content:space-between;font-size:.73rem;margin-bottom:3px}
.sbr:last-child{margin-bottom:0;padding-top:5px;border-top:1px solid var(--border);font-family:'Syne',sans-serif;font-weight:700}
.sbr span:first-child{color:var(--muted)}
.sbr.t span:last-child{color:var(--teal)}
/* bank dropdown */
.bwrap{position:relative}
.bbtn{width:100%;background:rgba(0,0,0,.25);border:1px solid var(--border);border-radius:9px;padding:9px 12px;display:flex;align-items:center;gap:8px;cursor:pointer;transition:border-color .15s;text-align:left}
.bbtn:hover,.bbtn.open{border-color:rgba(0,229,200,.28)}
.bbtn.open{border-bottom-left-radius:0;border-bottom-right-radius:0}
.bav{width:26px;height:26px;border-radius:7px;display:flex;align-items:center;justify-content:center;font-family:'Syne',sans-serif;font-size:.54rem;font-weight:800;flex-shrink:0}
.binfo{flex:1;min-width:0}
.bname{font-size:.8rem;font-weight:600;color:var(--fg);white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
.bsub{font-size:.63rem;color:var(--muted);margin-top:1px}
.barr{color:var(--muted);flex-shrink:0;transition:transform .18s}
.bbtn.open .barr{transform:rotate(180deg)}
.bmenu{position:absolute;top:100%;left:0;right:0;z-index:300;background:rgba(7,18,32,.98);border:1px solid rgba(0,229,200,.16);border-top:none;border-bottom-left-radius:9px;border-bottom-right-radius:9px;overflow:hidden;max-height:0;transition:max-height .22s ease,opacity .15s;opacity:0;pointer-events:none;backdrop-filter:blur(24px);box-shadow:0 12px 32px rgba(0,0,0,.5)}
.bmenu.open{max-height:280px;opacity:1;pointer-events:auto;overflow-y:auto}
.bmenu::-webkit-scrollbar{width:3px}
.bmenu::-webkit-scrollbar-thumb{background:rgba(0,229,200,.15);border-radius:3px}
.brow{display:flex;align-items:center;gap:8px;padding:8px 12px;cursor:pointer;transition:background .1s;border-bottom:1px solid rgba(255,255,255,.02)}
.brow:last-child{border-bottom:none}
.brow:hover{background:rgba(0,229,200,.05)}
.brow.active{background:rgba(0,229,200,.07)}
.brow-info{flex:1;min-width:0}
.brow-name{font-size:.78rem;font-weight:600;color:var(--fg)}
.brow-d{font-size:.62rem;color:var(--muted);margin-top:1px}
.brow-tan{font-family:'Syne',sans-serif;font-size:.71rem;font-weight:700;color:var(--teal);flex-shrink:0}
.bchk{width:13px;height:13px;flex-shrink:0;color:var(--teal);opacity:0}
.brow.active .bchk{opacity:1}
.brow.manual-row{border-top:1px solid var(--border)}
/* extras */
.xtoggle{display:flex;align-items:center;gap:8px;cursor:pointer;padding:4px 0}
.xtoggle input[type="checkbox"]{width:13px;height:13px;accent-color:var(--teal);flex-shrink:0}
.xtoggle label{font-size:.75rem;color:var(--muted);cursor:pointer}
.xfields{overflow:hidden;max-height:0;transition:max-height .25s ease}
.xfields.open{max-height:120px}
/* form actions */
.factions{padding:16px 20px;border-top:1px solid var(--border);display:flex;gap:8px}
.pdf-btn{flex-shrink:0;display:inline-flex;align-items:center;gap:5px;font-family:'Syne',sans-serif;font-size:.7rem;font-weight:700;padding:0 14px;border-radius:9px;cursor:pointer;background:rgba(129,140,248,.07);border:1px solid rgba(129,140,248,.2);color:var(--purple);transition:all .15s;white-space:nowrap}
.pdf-btn:hover{background:rgba(129,140,248,.14)}

/* RESULTS */
.rpanel{}
/* hero pmt */
.pmt-hero{background:linear-gradient(135deg,rgba(0,229,200,.08),rgba(13,27,48,.8));border:1px solid rgba(0,229,200,.18);border-radius:16px;padding:22px 24px 18px;margin-bottom:16px}
.pmt-label{font-size:.68rem;font-family:'Syne',sans-serif;font-weight:700;text-transform:uppercase;letter-spacing:.07em;color:var(--teal);margin-bottom:6px}
.pmt-val{font-family:'Syne',sans-serif;font-size:3rem;font-weight:800;line-height:1;color:var(--teal);margin-bottom:8px;letter-spacing:-.02em}
.pmt-sub{font-size:.78rem;color:var(--muted)}
/* 3 secondary KPIs */
.kpi3{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin-bottom:16px}
@media(max-width:500px){.kpi3{grid-template-columns:1fr 1fr}}
.kpi{background:var(--card);border:1px solid var(--border);border-radius:12px;padding:14px 16px}
.kpi-l{font-size:.64rem;font-family:'Syne',sans-serif;font-weight:700;text-transform:uppercase;letter-spacing:.06em;color:var(--muted);margin-bottom:4px}
.kpi-v{font-family:'Syne',sans-serif;font-size:1.05rem;font-weight:800}
.kpi-s{font-size:.66rem;color:var(--muted);margin-top:3px}
/* Effort */
.effort{background:var(--card);border:1px solid var(--border);border-radius:12px;padding:16px;margin-bottom:12px}
.effort-top{display:flex;justify-content:space-between;align-items:center;margin-bottom:10px}
.effort-top h4{font-size:.8rem;font-weight:700}
.ebadge{font-family:'Syne',sans-serif;font-size:.68rem;font-weight:700;padding:2px 8px;border-radius:100px}
.ebadge.ok{background:rgba(52,211,153,.09);color:var(--green);border:1px solid rgba(52,211,153,.2)}
.ebadge.warn{background:rgba(240,180,41,.09);color:var(--gold);border:1px solid rgba(240,180,41,.2)}
.ebadge.bad{background:rgba(244,114,182,.09);color:var(--pink);border:1px solid rgba(244,114,182,.2)}
.etrack{height:5px;border-radius:5px;background:rgba(255,255,255,.05);overflow:hidden;margin-bottom:4px}
.efill{height:100%;border-radius:5px;transition:width .5s ease,background .3s}
.elbls{display:flex;justify-content:space-between;font-size:.62rem;color:var(--muted);opacity:.6;margin-bottom:10px}
.eincome{display:flex;align-items:center;gap:8px}
.eincome label{font-size:.72rem;color:var(--muted);white-space:nowrap}
.eincome input{flex:1;min-width:0;background:rgba(0,0,0,.25);border:1px solid var(--border);border-radius:7px;padding:6px 10px;color:var(--fg);font-family:'DM Sans',sans-serif;font-size:.8rem;outline:none;transition:border-color .15s;-moz-appearance:textfield}
.eincome input::-webkit-outer-spin-button,.eincome input::-webkit-inner-spin-button{-webkit-appearance:none}
.eincome input:focus{border-color:rgba(0,229,200,.3)}
/* Jovem */
.jblock{background:var(--card);border:1px solid rgba(240,180,41,.16);border-radius:12px;overflow:hidden;margin-bottom:12px}
.jhd{display:flex;align-items:center;gap:10px;padding:14px 16px;cursor:pointer;transition:background .14s}
.jhd:hover{background:rgba(240,180,41,.03)}
.jico{width:30px;height:30px;border-radius:8px;background:rgba(240,180,41,.1);border:1px solid rgba(240,180,41,.2);display:flex;align-items:center;justify-content:center;flex-shrink:0}
.jtxt strong{font-family:'Syne',sans-serif;font-size:.8rem;font-weight:700;color:var(--fg);display:block}
.jtxt span{font-size:.67rem;color:var(--muted)}
.jsw{width:32px;height:18px;border-radius:9px;background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.09);position:relative;flex-shrink:0;margin-left:auto;transition:background .18s}
.jsw.on{background:var(--gold);border-color:var(--gold)}
.jsw::after{content:'';position:absolute;top:3px;left:3px;width:10px;height:10px;border-radius:50%;background:#fff;transition:transform .18s}
.jsw.on::after{transform:translateX(14px)}
.jbody{overflow:hidden;max-height:0;transition:max-height .35s ease}
.jbody.open{max-height:900px}
.jfields{padding:0 16px 16px;border-top:1px solid rgba(240,180,41,.09)}
.jgrid{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin:12px 0}
@media(max-width:420px){.jgrid{grid-template-columns:1fr}}
.jf label{font-size:.7rem;color:var(--muted);display:block;margin-bottom:5px}
.jf input,.jf select{width:100%;background:rgba(0,0,0,.25);border:1px solid var(--border);border-radius:7px;padding:8px 10px;color:var(--fg);font-family:'DM Sans',sans-serif;font-size:.82rem;outline:none;transition:border-color .15s;-moz-appearance:textfield}
.jf input::-webkit-outer-spin-button,.jf input::-webkit-inner-spin-button{-webkit-appearance:none}
.jf input:focus,.jf select:focus{border-color:rgba(240,180,41,.35)}
.jf select option{background:#0a1424}
.jchk{display:flex;align-items:center;gap:7px;padding:3px 0;cursor:pointer}
.jchk input{width:13px;height:13px;accent-color:var(--gold);flex-shrink:0}
.jchk label{font-size:.73rem;color:var(--muted);cursor:pointer}
.jres{background:rgba(0,0,0,.18);border:1px solid rgba(240,180,41,.1);border-radius:9px;padding:13px;margin-top:12px}
.jres-t{font-size:.64rem;font-family:'Syne',sans-serif;font-weight:700;text-transform:uppercase;letter-spacing:.06em;color:var(--gold);margin-bottom:9px}
.jr{display:flex;justify-content:space-between;align-items:center;padding:5px 0;border-bottom:1px solid rgba(255,255,255,.03);font-size:.76rem}
.jr:last-child{border-bottom:none}
.jr-l{color:var(--muted);display:flex;align-items:center;gap:5px}
.jrb{font-size:.58rem;padding:1px 6px;border-radius:4px;font-family:'Syne',sans-serif;font-weight:700}
.jrb.ok{background:rgba(52,211,153,.09);color:var(--green)}
.jrb.warn{background:rgba(240,180,41,.09);color:var(--gold)}
.jrb.no{background:rgba(244,114,182,.09);color:var(--pink)}
.jr-v{font-family:'Syne',sans-serif;font-weight:700;font-size:.78rem}
.jr-v.s{color:var(--green)} .jr-v.c{color:var(--pink)}
.jtot{display:flex;justify-content:space-between;align-items:center;background:rgba(0,229,200,.04);border:1px solid rgba(0,229,200,.09);border-radius:8px;padding:9px 12px;margin-top:7px}
.jtot span{font-size:.74rem;color:var(--muted)}
.jtot strong{font-family:'Syne',sans-serif;font-size:.92rem;font-weight:800;color:var(--teal)}
.gbanner{background:rgba(129,140,248,.05);border:1px solid rgba(129,140,248,.16);border-radius:8px;padding:10px 12px;margin-top:7px;display:flex;gap:8px;align-items:flex-start}
.gbanner p{font-size:.7rem;color:var(--muted);line-height:1.55}
.gbanner strong{color:var(--purple)}
.jnote{font-size:.62rem;color:var(--muted);opacity:.7;line-height:1.5;margin-top:9px}
/* Chart */
.chart-card{background:var(--card);border:1px solid var(--border);border-radius:12px;padding:16px;margin-bottom:12px}
.chart-top{display:flex;align-items:center;justify-content:space-between;margin-bottom:14px;flex-wrap:wrap;gap:6px}
.chart-top h4{font-size:.8rem;font-weight:700}
.ctabs{display:flex;gap:3px}
.ctab{font-family:'Syne',sans-serif;font-size:.66rem;font-weight:700;padding:4px 9px;border-radius:6px;border:1px solid var(--border);background:transparent;color:var(--muted);cursor:pointer;transition:all .13s}
.ctab.active{background:rgba(0,229,200,.08);border-color:rgba(0,229,200,.22);color:var(--teal)}
.cwrap{position:relative;height:220px}
/* Table */
.tcard{background:var(--card);border:1px solid var(--border);border-radius:12px;overflow:hidden;margin-bottom:12px}
.thd{padding:12px 16px;display:flex;justify-content:space-between;align-items:center;border-bottom:1px solid var(--border);flex-wrap:wrap;gap:7px}
.thd h4{font-size:.8rem;font-weight:700}
.tfs{display:flex;gap:3px}
.tf{font-size:.67rem;font-family:'Syne',sans-serif;font-weight:700;padding:4px 9px;border-radius:6px;border:1px solid var(--border);background:transparent;color:var(--muted);cursor:pointer;transition:all .13s}
.tf.active{background:rgba(0,229,200,.08);color:var(--teal);border-color:rgba(0,229,200,.22)}
.tscroll{overflow-x:auto;max-height:340px;overflow-y:auto}
.tscroll::-webkit-scrollbar{width:3px;height:3px}
.tscroll::-webkit-scrollbar-thumb{background:rgba(0,229,200,.15);border-radius:3px}
table{width:100%;border-collapse:collapse;font-size:.76rem}
thead th{padding:8px 14px;text-align:right;font-family:'Syne',sans-serif;font-size:.61rem;font-weight:700;letter-spacing:.06em;text-transform:uppercase;color:var(--muted);background:rgba(0,0,0,.2);border-bottom:1px solid var(--border);position:sticky;top:0;z-index:1}
thead th:first-child{text-align:left}
tbody tr{border-bottom:1px solid rgba(255,255,255,.02);transition:background .1s}
tbody tr:hover{background:rgba(0,229,200,.02)}
tbody tr.yr{background:rgba(0,229,200,.025)}
tbody td{padding:7px 14px;text-align:right;color:var(--muted)}
tbody td:first-child{text-align:left;color:var(--fg);font-weight:500}
tbody td.pos{color:var(--green)} tbody td.neg{color:var(--pink)}
.tft{padding:9px 16px;background:rgba(0,229,200,.025);border-top:1px solid rgba(0,229,200,.07);display:flex;gap:12px;flex-wrap:wrap;justify-content:flex-end}
.tft span{font-size:.68rem;color:var(--muted)}
.tft strong{font-family:'Syne',sans-serif;color:var(--fg);font-size:.74rem}
/* Empty */
.empty{text-align:center;padding:36px 16px;color:var(--muted)}
.empty svg{margin-bottom:12px;opacity:.25}
.empty p{font-size:.8rem;line-height:1.6}
/* More details toggle */
.more-toggle{display:flex;align-items:center;justify-content:center;gap:6px;width:100%;padding:10px;background:transparent;border:1px solid var(--border);border-radius:9px;cursor:pointer;font-family:'Syne',sans-serif;font-size:.72rem;font-weight:700;color:var(--muted);transition:all .15s;margin-bottom:12px}
.more-toggle:hover{border-color:rgba(0,229,200,.25);color:var(--fg)}
.more-toggle svg{transition:transform .22s}
.more-toggle.open svg{transform:rotate(180deg)}
.more-section{overflow:hidden;max-height:0;transition:max-height .4s ease}
.more-section.open{max-height:2000px}
/* SEC */
.sec{padding:64px 0}
@media(max-width:600px){.sec{padding:44px 0}}
.sh{text-align:center;margin-bottom:40px}
.sh h2{font-size:clamp(1.6rem,3vw,2.4rem);font-weight:800;line-height:1.1;letter-spacing:-.02em;margin:10px 0 11px}
.sh p{color:var(--muted);font-size:.93rem;max-width:480px;margin:0 auto;line-height:1.65}
.seobox{background:rgba(13,27,48,.6);border:1px solid var(--border);border-radius:13px;padding:22px 26px}
.seobox p{color:var(--muted);font-size:.82rem;line-height:1.8}
.seobox strong{color:var(--fg)} .seobox h3{font-size:.96rem;margin-bottom:7px}
.seobox ul{padding-left:15px;margin-top:5px}
.seobox ul li{color:var(--muted);font-size:.82rem;line-height:1.75;margin-bottom:2px}
.faq-w{max-width:680px;margin:0 auto}
.fi{border-bottom:1px solid rgba(0,229,200,.06)}
.fb{width:100%;background:none;border:none;display:flex;align-items:center;justify-content:space-between;gap:12px;padding:16px 0;cursor:pointer;text-align:left}
.fq{font-family:'Syne',sans-serif;font-weight:600;font-size:.9rem;color:var(--fg)}
.fp{color:var(--teal);font-size:1.3rem;font-weight:300;line-height:1;flex-shrink:0;transition:transform .25s}
.fp.open{transform:rotate(45deg)}
.fa{overflow:hidden;max-height:0;transition:max-height .32s ease}
.fa.open{max-height:360px}
.fa p{color:var(--muted);font-size:.84rem;line-height:1.75;padding-bottom:16px}
.fa a{color:var(--teal)}
.cta{background:linear-gradient(135deg,rgba(0,229,200,.06),rgba(13,27,48,.7));border:1px solid rgba(0,229,200,.13);border-radius:18px;padding:52px 24px;text-align:center}
footer{border-top:1px solid var(--border)}
.fi2{max-width:1100px;margin:0 auto;padding:44px 20px 24px}
.fg{display:grid;grid-template-columns:1.3fr 1fr 1fr 1fr 1fr;gap:28px;margin-bottom:36px}
@media(max-width:820px){.fg{grid-template-columns:1fr 1fr 1fr}}
@media(max-width:480px){.fg{grid-template-columns:1fr 1fr}}
.fc h5{font-size:.68rem;font-weight:700;color:var(--fg);margin-bottom:10px;letter-spacing:.05em;text-transform:uppercase}
.fc ul{list-style:none}
.fc ul li{margin-bottom:6px}
.fc ul li a{font-size:.77rem;color:var(--muted);text-decoration:none;transition:color .14s}
.fc ul li a:hover{color:var(--fg)}
.fbot{border-top:1px solid var(--border);padding-top:16px;display:flex;justify-content:space-between;flex-wrap:wrap;gap:6px}
.fbot p{font-size:.68rem;color:var(--muted)}
@keyframes fu{from{opacity:0;transform:translateY(10px)}to{opacity:1;transform:translateY(0)}}
.fu{animation:fu .35s ease both}
@media print{.nav,.fpanel,.pdf-btn,footer,.cta,.more-toggle{display:none!important}
  body{background:#fff;color:#000}.sim-grid{grid-template-columns:1fr}}

/* ── DISCLAIMER ── */
.disclaimer{background:rgba(240,180,41,.05);border:1px solid rgba(240,180,41,.18);
  border-radius:12px;padding:14px 18px;margin-bottom:20px;
  display:flex;gap:10px;align-items:flex-start}
.disclaimer svg{flex-shrink:0;margin-top:1px;opacity:.8}
.disclaimer p{font-size:.73rem;color:var(--muted);line-height:1.6}
.disclaimer strong{color:var(--gold)}

/* ── LEAD FORM ── */
.lead-section{background:var(--card);border:1px solid var(--border);border-radius:16px;
  overflow:hidden;margin-top:24px}
.lead-head{padding:22px 24px 0}
.lead-head h2{font-family:'Syne',sans-serif;font-size:1.15rem;font-weight:800;
  margin-bottom:6px;letter-spacing:-.01em}
.lead-head p{font-size:.82rem;color:var(--muted);line-height:1.65;margin-bottom:18px}
.lead-badge{display:inline-flex;align-items:center;gap:5px;
  background:rgba(129,140,248,.08);border:1px solid rgba(129,140,248,.2);
  color:var(--purple);font-family:'Syne',sans-serif;font-size:.63rem;
  font-weight:700;letter-spacing:.07em;text-transform:uppercase;
  padding:3px 9px;border-radius:100px;margin-bottom:14px}
.lead-body{padding:0 24px 24px}
.lead-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-bottom:14px}
@media(max-width:640px){.lead-grid{grid-template-columns:1fr}}
.lf{display:flex;flex-direction:column;gap:5px}
.lf label{font-size:.74rem;color:var(--muted);font-weight:500}
.lf label .req{color:var(--teal);margin-left:2px}
.lf input,.lf select{background:rgba(0,0,0,.2);border:1px solid rgba(255,255,255,.09);
  border-radius:9px;padding:10px 13px;color:var(--fg);font-family:'DM Sans',sans-serif;
  font-size:.88rem;outline:none;transition:border-color .15s,box-shadow .15s;width:100%}
.lf input:focus,.lf select:focus{border-color:rgba(0,229,200,.38);
  box-shadow:0 0 0 3px rgba(0,229,200,.06)}
.lf input.err,.lf select.err{border-color:rgba(244,114,182,.5)}
.lf input::placeholder{color:var(--muted);opacity:.6}
.lf select option{background:#0d1b30}
.lf-full{grid-column:1/-1}
.lead-terms{font-size:.69rem;color:var(--muted);line-height:1.6;margin-bottom:16px}
.lead-terms a{color:var(--teal);text-decoration:none}
.lead-submit{width:100%;padding:13px;font-size:.9rem;position:relative;overflow:hidden}
.lead-submit:disabled{opacity:.6;cursor:not-allowed;transform:none!important;box-shadow:none!important}
/* success state */
.lead-success{display:none;text-align:center;padding:32px 24px;background:rgba(52,211,153,.04);
  border-top:1px solid rgba(52,211,153,.12)}
.lead-success.show{display:block}
.lead-success svg{margin-bottom:14px;color:var(--green)}
.lead-success h3{font-size:1rem;font-weight:700;margin-bottom:6px}
.lead-success p{font-size:.82rem;color:var(--muted);line-height:1.6}
/* field error message */
.ferr{font-size:.67rem;color:var(--pink);margin-top:3px;display:none}
.ferr.show{display:block}